Download This PaperEncouraging Behavior Change in Credit Counseling: An Application of the Transtheoretical Model of Change (Ttm)
8 Pages Posted: 24 Oct 2006 Last revised: 30 Nov 2020
Date Written: May 18, 2006
Abstract
This paper first describes the characteristics and behaviors of consumers who seek credit counseling. It then introduces major concepts of the Transtheoretical Model of Change (TTM) and demonstrates how TTM can be applied in the setting of consumer credit counseling. Practical issues related to the application are also discussed.
Keywords: behavior change, transtheoretical model of change, credit counseling
Suggested Citation: Suggested Citation
Xiao, Jing Jian and Wu, Gavin, Encouraging Behavior Change in Credit Counseling: An Application of the Transtheoretical Model of Change (Ttm) (May 18, 2006). Available at SSRN: https://ssrn.com/abstract=939434 or http://dx.doi.org/10.2139/ssrn.939434
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