Encouraging Behavior Change in Credit Counseling: An Application of the Transtheoretical Model of Change (Ttm)

8 Pages Posted: 24 Oct 2006 Last revised: 30 Nov 2020

See all articles by Jing Jian Xiao

Jing Jian Xiao

University of Rhode Island

Gavin Wu

UNC-Fayetteville State University

Date Written: May 18, 2006

Abstract

This paper first describes the characteristics and behaviors of consumers who seek credit counseling. It then introduces major concepts of the Transtheoretical Model of Change (TTM) and demonstrates how TTM can be applied in the setting of consumer credit counseling. Practical issues related to the application are also discussed.

Keywords: behavior change, transtheoretical model of change, credit counseling

Suggested Citation

Xiao, Jing Jian and Wu, Gavin, Encouraging Behavior Change in Credit Counseling: An Application of the Transtheoretical Model of Change (Ttm) (May 18, 2006). Available at SSRN: https://ssrn.com/abstract=939434 or http://dx.doi.org/10.2139/ssrn.939434

Jing Jian Xiao (Contact Author)

University of Rhode Island ( email )

Transition Center
Kingston, RI 02881
United States
401-874-2547 (Phone)
401-874-4020 (Fax)

HOME PAGE: http://www.uri.edu/hss/hdf/faculty/JingJXiao.htm

Gavin Wu

UNC-Fayetteville State University ( email )

Department of Graduate and Professional Studies
in Business
Fayetteville, NC NC 28301
United States

HOME PAGE: http://https://scholar.google.com/citations?user=Hg_UC8EAAAAJ&hl=en

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