Determinants of Group Health Insurance Demand
13 Pages Posted: 28 Nov 2006
Date Written: November 2006
We examine the determinants of claims for a group health care plan. Since all persons in the group are covered, the premium does not enter the consideration of demand in this case. Hence, we are able to isolate other variables that affect the demand for health insurance. We show that income of the employees affect the claims in an unexpected way.
Keywords: demand, group health insurance, income, employers
JEL Classification: I1
Suggested Citation: Suggested Citation