Branches Around the World

22 Pages Posted: 25 Jan 2007

See all articles by Claire D. Matthews

Claire D. Matthews

Massey University - School of Economics and Finance

Yiping (Anna) Ding


Date Written: February 2006


This study extends an earlier study looking at the number of bank branches in a country, and considering the factors that influence it. Fourteen countries are involved in this study, and the influencing factors considered are the number of ATMs and EFTPOS terminals, and the level of usage of these branch alternatives, as well as the economic development of the country as measured by GDP. We find that there is no evident relationship between the existence or usage of these alternative channels and the number of branches that exist in a country. However, we do find a relationship with GDP and on the basis of country groupings, suggesting country characteristics may be a key determinant of branch numbers.

Keywords: Bank branches

JEL Classification: G21

Suggested Citation

Matthews, Claire D. and Ding, Yiping (Anna), Branches Around the World (February 2006). Available at SSRN: or

Claire D. Matthews (Contact Author)

Massey University - School of Economics and Finance ( email )

Private Bag 11-222
Palmerston North, 30974
New Zealand

Yiping (Anna) Ding

Independent ( email )

Do you have a job opening that you would like to promote on SSRN?

Paper statistics

Abstract Views
PlumX Metrics