Financial Exclusion in Europe
Posted: 26 Jan 2007
Abstract
This article outlines the nature, causes and extent of financial exclusion in Europe and discusses policy/industry responses to tackling it. Policy response has been ad hoc and country specific. Policy-making by the EC has been disappointing; national solutions are preferred to US-style affirmative action. The offer of basic banking accounts typically lies at the heart of many countries' efforts to increase financial inclusion and they are a common feature of European policy.
Suggested Citation: Suggested Citation
Carbo, Santiago and Gardener, Edward P.M. and Molyneux, Philip and Molyneux, Philip, Financial Exclusion in Europe. Public Money & Management, Vol. 27, No. 1, pp. 21-27, February 2007, Available at SSRN: https://ssrn.com/abstract=959518 or http://dx.doi.org/10.1111/j.1467-9302.2007.00551.x
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