The Development of Credit Unions and Their Role in Tackling Financial Exclusion

Posted: 26 Jan 2007

See all articles by Donal G. McKillop

Donal G. McKillop

Queen's University Management School

Ann-Marie Ward

Queen's University Management School

John O. S. Wilson

University of St. Andrews

Abstract

The government has been actively encouraging the development of credit unions to help the financially excluded. However, rather than stimulating credit union development, government grants can erode the community self-help ethos on which credit unions are founded. Policies should be formulated which encourage credit union development based on a membership drawn from a cross-section of the population.

Suggested Citation

McKillop, Donal G. and Ward, Ann-Marie and Wilson, John O. S., The Development of Credit Unions and Their Role in Tackling Financial Exclusion. Public Money & Management, Vol. 27, No. 1, pp. 37-44, February 2007. Available at SSRN: https://ssrn.com/abstract=959520 or http://dx.doi.org/10.1111/j.1467-9302.2007.00553.x

Donal G. McKillop (Contact Author)

Queen's University Management School ( email )

25 University Square
Belfast, Northern Ireland BT7 1NN
Northern Ireland

Ann-Marie Ward

Queen's University Management School ( email )

25 University Square
Belfast, Northern Ireland BT7 1NN
Northern Ireland

John O. S. Wilson

University of St. Andrews ( email )

North St
Saint Andrews, Fife KY16 9AJ
United Kingdom

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