Bank Loan Officers' Perceptions of Business Owners: The Role of Gender

18 Pages Posted: 24 May 2007

See all articles by Fiona M. Wilson

Fiona M. Wilson

University of Glasgow - Department of Business and Management

Sara Carter

University of Strathclyde - Department of Marketing

Stephen Tagg

University of Strathclyde - Department of Marketing

Eleanor Shaw

University of Strathclyde - Department of Marketing

Abstract

There is a widely held belief that banks may be discriminating against female business owners. This study was designed to explore the perceptions held by bank loan officers of male and female business owners, using Bourdieu's theory of practice and Kelly's personal construct methodology. The research literature might lead to an expectation that the characteristics of the business owners would be relatively homogenous but that men and women business owners would be construed differently (for example women might be seen to lack drive). However, the results demonstrate heterogeneity in the constructs held by bank loan officers, and a particular concern with the character of the business owner. Significant gender differences were observed in only 20 of the 325 constructs elicited from 35 bank loan officers. Female bank loan officers were as likely as male bank loan officers to draw gender distinctions between business owners. Detailed multivariate analyses confirmed no evidence of systematic gender differences in the constructs held by bank loan officers of business owners.

Suggested Citation

Wilson, Fiona M. and Carter, Sara and Tagg, Stephen and Shaw, Eleanor, Bank Loan Officers' Perceptions of Business Owners: The Role of Gender. British Journal of Management, Vol. 18, No. 2, pp. 154-171, June 2007. Available at SSRN: https://ssrn.com/abstract=987385 or http://dx.doi.org/10.1111/j.1467-8551.2006.00508.x

Fiona M. Wilson (Contact Author)

University of Glasgow - Department of Business and Management ( email )

Adam Smith Business School
University of Glasgow
Glasgow, Scotland G12 8QQ
United Kingdom

Sara Carter

University of Strathclyde - Department of Marketing ( email )

Glasgow, Scotland
United Kingdom

Stephen Tagg

University of Strathclyde - Department of Marketing ( email )

Glasgow, Scotland
United Kingdom

Eleanor Shaw

University of Strathclyde - Department of Marketing ( email )

Glasgow, Scotland
United Kingdom

Here is the Coronavirus
related research on SSRN

Paper statistics

Downloads
13
Abstract Views
875
PlumX Metrics