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ERN: Other Microeconomics: Intertemporal Consumer Choice & Savings (Topic)

Recent Top Papers (60 days)

As of: 20 Jun 2019 - 19 Aug 2019

Rank	Paper	Downloads
1.	MPC Heterogeneity and Household Balance Sheets Andreas Fagereng, Martin Blomhoff Holm and Gisle James James Natvik Statistics Norway, University of Oslo and BI Norwegian Business School - Department of Economics Date Posted: 15 Jun 2019 Last Revised: 21 Jun 2019	211
2.	Intergenerational Equity, Student Loan Debt, and Taxing Rich Dead People Victoria J. Haneman Creighton University - School of Law Date Posted: 31 Jul 2019 Last Revised: 31 Jul 2019	67
3.	How Sub-Optimal Are Age-Based Life-Cycle Investment Products? Gaurav Khemka, Mogens Steffensen and Geoff Warren Australian National University (ANU), University of Copenhagen and Australian National University (ANU) - Research School of Finance, Actuarial Studies and Statistics Date Posted: 10 Jul 2019 Last Revised: 30 Jul 2019	54
4.	Investor Attention, Reference Points and the Disposition Effect John Gathergood, George Loewenstein, Edika Quispe-Torreblanca and Neil Stewart University of Nottingham - School of Economics, Carnegie Mellon University - Department of Social and Decision Sciences, University of Oxford - Said Business School and Warwick Business School, University of Warwick Date Posted: 21 Jul 2019 Last Revised: 21 Jul 2019	54
5.	Threshold Utility Model with Applications to Retailing and Discrete Choice Models Guillermo Gallego and Ruxian Wang Columbia University and Johns Hopkins University - Carey Business School Date Posted: 16 Jul 2019 Last Revised: 16 Jul 2019	35
6.	Peer Financial Distress and Individual Leverage Ankit Kalda Indiana University - Kelley School of Business - Department of Finance Date Posted: 27 Jun 2019 Last Revised: 24 Jul 2019	26
7.	Peer Effect on Consumer Default Decision: Evidence From Online Lending Platform Emma Li, Li Liao, Zhengwei Wang and Xincheng Wang Department of Finance, Tsinghua University - PBC School of Finance, Tsinghua University - PBC School of Finance and Tsinghua University - PBC School of Finance Date Posted: 27 Jun 2019 Last Revised: 27 Jun 2019	25
8.	Credit Building or Credit Crumbling? A Credit Builder Loan’s Effects on Consumer Behavior, Credit Scores and Their Predictive Power Jeremy Burke, Julian C. Jamison, Dean Karlan, Kata Mihaly and Jonathan Zinman Center for Economic and Social Research (CESR), University of Exeter Business School - Department of Economics, Northwestern University, RAND Corporation and Dartmouth College Date Posted: 21 Jul 2019 Last Revised: 21 Jul 2019	25
9.	On-Demand Ride-Matching in a Spatial Model with Abandonment and Cancellation Guangju Wang, Hailun Zhang and Jiheng Zhang HKUST, HKUST and HKUST Date Posted: 08 Jul 2019 Last Revised: 18 Jul 2019	25
10.	The Decrease in Life Insurance Ownership: Implications for Financial Planning Kyoung Tae Kim, Travis Mountain, Sherman D. Hanna and Namhoon Kim University of Alabama, Agricultural and Applied Economics, Ohio State University (OSU) and Korea Rural Economic Institute Date Posted: 23 Jul 2019 Last Revised: 23 Jul 2019	21

All Time Top Papers

As of: 02 Jan 1997 - 19 Aug 2019

Rank	Paper	Downloads
1.	Safe Withdrawal Rates: A Guide for Early Retirees Ern EarlyRetirementNow Independent Date Posted: 11 Mar 2017 Last Revised: 11 Mar 2017	9,405
2.	Making Sense Out of Variable Spending Strategies for Retirees Wade D. Pfau The American College Date Posted: 17 Mar 2015 Last Revised: 17 Mar 2015	9,348
3.	Financial Literacy, Financial Education and Downstream Financial Behaviors (full paper and web appendix) Daniel Fernandes, John G. Lynch and Richard G. Netemeyer Catholic University of Portugal, University of Colorado-Boulder, Leeds School of Business - Center for Research on Consumer Financial Decision Making and University of Virginia - McIntire School of Commerce Date Posted: 02 Oct 2013 Last Revised: 09 Jan 2014	7,821
4.	Measuring Financial Inclusion: The Global Findex Database Asli Demirgüç-Kunt and Leora F. Klapper World Bank - Development Research Group and World Bank Date Posted: 20 Apr 2016 Last Revised: 07 Jan 2017	5,659
5.	The Efficacy of Publicly-Available Retirement Planning Tools Taft Dorman, Barry S. Mulholland, Qianwen Bi and Harold Evensky Texas Tech University, University of Akron - Department of Finance, Utah Valley University and Texas Tech University Date Posted: 18 Feb 2016 Last Revised: 14 Jan 2019	4,504
6.	Effect of Product Packaging in Consumer Buying Decision Nawaz Ahmad, Mohib Billoo and Asad Ali Lakhan RTS (Research, Trainings, and Solutions), Greenwich University Karachi and Greenwich University Karachi Date Posted: 16 May 2014 Last Revised: 18 May 2014	4,217
7.	Incorporating Home Equity into a Retirement Income Strategy Wade D. Pfau The American College Date Posted: 04 Nov 2015 Last Revised: 04 Nov 2015	3,393
8.	Household Debt and Business Cycles Worldwide Atif R. Mian, Amir Sufi and Emil Verner Princeton University - Department of Economics, University of Chicago - Booth School of Business and Massachusetts Institute of Technology (MIT) - Sloan School of Management Date Posted: 05 Sep 2015 Last Revised: 09 Feb 2017	3,256
9.	Illiquid Asset Investing Andrew Ang BlackRock, Inc Date Posted: 13 Jan 2013 Last Revised: 25 Jan 2013	2,489
10.	Lifetime Expected Income Breakeven Comparison between SPIAs and Managed Portfolios Larry R. Frank Sr, John B. Mitchell and Wade D. Pfau Academy of Financial Services, Central Michigan University - Department of Finance and Law and The American College Date Posted: 30 Aug 2013 Last Revised: 25 Apr 2015	2,307