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ERN: Other Microeconomics: Intertemporal Consumer Choice & Savings (Topic)

Recent Top Papers (60 days)

As of: 15 Sep 2018 - 14 Nov 2018

Rank	Paper	Downloads
1.	Different Choices Maximize the RRSP Net Benefit Chris Reed Independent Date Posted: 22 Sep 2018 Last Revised: 22 Sep 2018	158
2.	Household Debt Revaluation and the Real Economy: Evidence from a Foreign Currency Debt Crisis Emil Verner and Gyozo Gyongyosi Massachusetts Institute of Technology (MIT) - Sloan School of Management and Kiel Institute for the World Economy Date Posted: 14 Sep 2018 Last Revised: 15 Oct 2018	105
3.	Joint Effect of Random Years of Longevity and Mean Reversion in Equity Returns on the Safe Withdrawal Rate in Retirement Donald Rosenthal DHR Risk Consulting, LLC Date Posted: 07 Oct 2018 Last Revised: 16 Oct 2018	99
4.	Predicting Retirement Savings Using Survey Measures of Exponential-Growth Bias and Present Bias Gopi Shah Goda, Matthew Levy, Colleen Flaherty Manchester, Aaron Sojourner and Joshua Tasoff Stanford University, London School of Economics & Political Science (LSE) - Department of Economics, University of Minnesota, University of Minnesota and Claremont Colleges - Claremont Graduate University Date Posted: 17 Sep 2018 Last Revised: 17 Sep 2018	84
5.	Borrowing Arrangements and Returns to College Education Sidhya Balakrishnan and Barry Z. Cynamon Jain Family Institute and Better Future Forward Date Posted: 03 Nov 2018 Last Revised: 03 Nov 2018	48
6.	Countercyclical Risks and Portfolio Choice Over the Life Cycle: Evidence and Theory Jialu Shen Imperial College London, Business School Date Posted: 06 Oct 2018 Last Revised: 03 Nov 2018	41
7.	'We'll Always Have Paris': Out-of-Country Buyers in the Housing Market Dragana Cvijanovic and Christophe Spaenjers University of North Carolina Kenan-Flagler Business School and HEC Paris - Finance Department Date Posted: 06 Oct 2018 Last Revised: 25 Oct 2018	39
8.	Customized Individual Promotions: Model, Optimization and Prediction Srikanth Jagabathula, Dmitry Mitrofanov and Gustavo Vulcano New York University (NYU) - Department of Information, Operations, and Management Sciences, New York University (NYU) - Leonard N. Stern School of Business and Universidad Torcuato Di Tella - School of Business Date Posted: 04 Oct 2018 Last Revised: 04 Oct 2018	39
9.	Could 'Less' Be 'More' in Signaling Wealth? Zhenqi Liu, Pinar Yildirim and Z. John Zhang University of Pennsylvania, University of Pennsylvania - The Wharton School and University of Pennsylvania - The Wharton School - Department of Marketing Date Posted: 10 Oct 2018 Last Revised: 13 Oct 2018	37
10.	Understanding Joint Retirement Pierre-Carl Michaud, Arthur van Soest and Luc Bissonnette HEC Montreal, Tilburg University and Université Laval - Département d'Économique Date Posted: 17 Sep 2018 Last Revised: 17 Sep 2018	22

All Time Top Papers

As of: 02 Jan 1997 - 14 Nov 2018

Rank	Paper	Downloads
1.	Making Sense Out of Variable Spending Strategies for Retirees Wade D. Pfau The American College Date Posted: 17 Mar 2015 Last Revised: 17 Mar 2015	9,099
2.	Safe Withdrawal Rates: A Guide for Early Retirees Ern EarlyRetirementNow Independent Date Posted: 11 Mar 2017 Last Revised: 11 Mar 2017	7,482
3.	Financial Literacy, Financial Education and Downstream Financial Behaviors (full paper and web appendix) Daniel Fernandes, John G. Lynch and Richard G. Netemeyer Catholic University of Portugal, University of Colorado-Boulder, Leeds School of Business - Center for Research on Consumer Financial Decision Making and University of Virginia - McIntire School of Commerce Date Posted: 02 Oct 2013 Last Revised: 09 Jan 2014	7,043
4.	Measuring Financial Inclusion: The Global Findex Database Asli Demirgüç-Kunt and Leora F. Klapper World Bank - Development Research Group and World Bank Date Posted: 20 Apr 2016 Last Revised: 07 Jan 2017	5,573
5.	The Efficacy of Publicly-Available Retirement Planning Tools Taft Dorman, Barry S. Mulholland, Qianwen Bi and Harold Evensky Texas Tech University, University of Akron - Department of Finance, Utah Valley University and Texas Tech University Date Posted: 18 Feb 2016 Last Revised: 26 Feb 2016	4,356
6.	Effect of Product Packaging in Consumer Buying Decision Nawaz Ahmad, Mohib Billoo and Asad Ali Lakhan RTS (Research, Trainings, and Solutions), Greenwich University Karachi and Greenwich University Karachi Date Posted: 16 May 2014 Last Revised: 18 May 2014	3,679
7.	Incorporating Home Equity into a Retirement Income Strategy Wade D. Pfau The American College Date Posted: 04 Nov 2015 Last Revised: 04 Nov 2015	3,331
8.	Household Debt and Business Cycles Worldwide Atif R. Mian, Amir Sufi and Emil Verner Princeton University - Department of Economics, University of Chicago - Booth School of Business and Massachusetts Institute of Technology (MIT) - Sloan School of Management Date Posted: 05 Sep 2015 Last Revised: 09 Feb 2017	2,926
9.	Illiquid Asset Investing Andrew Ang BlackRock, Inc Date Posted: 13 Jan 2013 Last Revised: 25 Jan 2013	2,402
10.	Lifetime Expected Income Breakeven Comparison between SPIAs and Managed Portfolios Larry R. Frank, John B. Mitchell and Wade D. Pfau Academy of Financial Services, Central Michigan University - Department of Finance and Law and The American College Date Posted: 30 Aug 2013 Last Revised: 25 Apr 2015	2,271