Recent Top Papers (60 days)

As of: 20 Jun 2019 - 19 Aug 2019
Rank Paper Downloads
1.

MPC Heterogeneity and Household Balance Sheets

Statistics Norway, University of Oslo and BI Norwegian Business School - Department of Economics
211
2.

Intergenerational Equity, Student Loan Debt, and Taxing Rich Dead People

Creighton University - School of Law
67
3.

How Sub-Optimal Are Age-Based Life-Cycle Investment Products?

Australian National University (ANU), University of Copenhagen and Australian National University (ANU) - Research School of Finance, Actuarial Studies and Statistics
54
4.

Investor Attention, Reference Points and the Disposition Effect

University of Nottingham - School of Economics, Carnegie Mellon University - Department of Social and Decision Sciences, University of Oxford - Said Business School and Warwick Business School, University of Warwick
54
5.

Threshold Utility Model with Applications to Retailing and Discrete Choice Models

Columbia University and Johns Hopkins University - Carey Business School
35
6.

Peer Financial Distress and Individual Leverage

Indiana University - Kelley School of Business - Department of Finance
26
7.

Peer Effect on Consumer Default Decision: Evidence From Online Lending Platform

Department of Finance, Tsinghua University - PBC School of Finance, Tsinghua University - PBC School of Finance and Tsinghua University - PBC School of Finance
25
8.

Credit Building or Credit Crumbling? A Credit Builder Loan’s Effects on Consumer Behavior, Credit Scores and Their Predictive Power

Center for Economic and Social Research (CESR), University of Exeter Business School - Department of Economics, Northwestern University, RAND Corporation and Dartmouth College
25
9.

On-Demand Ride-Matching in a Spatial Model with Abandonment and Cancellation

HKUST, HKUST and HKUST
25
10.

The Decrease in Life Insurance Ownership: Implications for Financial Planning

University of Alabama, Agricultural and Applied Economics, Ohio State University (OSU) and Korea Rural Economic Institute
21

All Time Top Papers

As of: 02 Jan 1997 - 19 Aug 2019
Rank Paper Downloads
1.

Safe Withdrawal Rates: A Guide for Early Retirees

Independent
9,405
2.

Making Sense Out of Variable Spending Strategies for Retirees

The American College
9,348
3.

Financial Literacy, Financial Education and Downstream Financial Behaviors (full paper and web appendix)

Catholic University of Portugal, University of Colorado-Boulder, Leeds School of Business - Center for Research on Consumer Financial Decision Making and University of Virginia - McIntire School of Commerce
7,821
4.

Measuring Financial Inclusion: The Global Findex Database

World Bank - Development Research Group and World Bank
5,659
5.

The Efficacy of Publicly-Available Retirement Planning Tools

Texas Tech University, University of Akron - Department of Finance, Utah Valley University and Texas Tech University
4,504
6.

Effect of Product Packaging in Consumer Buying Decision

RTS (Research, Trainings, and Solutions), Greenwich University Karachi and Greenwich University Karachi
4,217
7.

Incorporating Home Equity into a Retirement Income Strategy

The American College
3,393
8.

Household Debt and Business Cycles Worldwide

Princeton University - Department of Economics, University of Chicago - Booth School of Business and Massachusetts Institute of Technology (MIT) - Sloan School of Management
3,256
9.

Illiquid Asset Investing

BlackRock, Inc
2,489
10.

Lifetime Expected Income Breakeven Comparison between SPIAs and Managed Portfolios

Academy of Financial Services, Central Michigan University - Department of Finance and Law and The American College
2,307