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ERN: Other Microeconomics: Intertemporal Consumer Choice & Savings (Topic)

Recent Top Papers (60 days)

As of: 26 Nov 2019 - 25 Jan 2020

Rank	Paper	Downloads
1.	Conceptualising Financial Advice in Australia: The Impact of Business Models and External Stakeholders on Client’s Best Interest Practice Daniel W. Richards and Elizabeth Morton RMIT University - School of Accounting and Law and RMIT University Date Posted: 27 Jun 2019 Last Revised: 22 Jan 2020	122
2.	The Drivers and Inhibitors of Factor Investing Dunhong Jin University of Oxford - Said Business School Date Posted: 10 Dec 2019 Last Revised: 10 Dec 2019	45
3.	Who Are the Bitcoin Investors? Evidence from Indirect Cryptocurrency Investments Dominique Lammer, Tobin Hanspal and Andreas Hackethal affiliation not provided to SSRN, WU Vienna University of Economics and Business and Goethe University Frankfurt - Faculty of Economics and Business Administration Date Posted: 31 Dec 2019 Last Revised: 31 Dec 2019	39
4.	The Four Approaches to Managing Retirement Income Risk Wade D. Pfau The American College for Financial Services Date Posted: 31 Dec 2019 Last Revised: 31 Dec 2019	31
5.	Who Intends to Become Financially Literate? Insights from the Theory of Planned Behaviour Francesco C. Billari, Monica Gentile, Nadia Linciano and F. Saita Bocconi University - Department of Policy Analysis and Public Management, CONSOB (Commissione Nazionale per le Società e la Borsa), Commissione Nazionale per le Societa e la Borsa (CONSOB) and Independent Date Posted: 26 Dec 2019 Last Revised: 31 Dec 2019	27
6.	Negative Interest Rates May be More Psychologically Acceptable than Assumed: Implications for Savings Emir Efendic, Catherine D'Hondt, Rudy De Winne and Olivier Corneille Catholic University of Louvain (UCL), UCLouvain, Louvain School of Management - Louvain Finance, UCLouvain - Louvain Finance and Catholic University of Louvain (UCL) Date Posted: 16 Dec 2019 Last Revised: 16 Dec 2019	24
7.	Anti-Corruption Reforms and Microfinancing: Evidence from Households' Fintech Borrowing Yifei Zhang Beijing Normal University-Hong Kong Baptist University United International College Date Posted: 02 Dec 2019 Last Revised: 19 Jan 2020	16
8.	Housing Wealth or Collateral: How Home Value Shocks Drive Home Equity Extraction and Spending Henrik Yde Andersen and Søren Leth‐Petersen Danmarks Nationalbank (The Central Bank of Denmark) and University of Copenhagen - Department of Economics Date Posted: 18 Dec 2019 Last Revised: 28 Dec 2019	16
9.	Financial Literacy and Its Influence on Consumers’ Internet Banking Behaviour Panayiotis C. Andreou and Sofia Anyfantaki Cyprus University of Technology and Bank of Greece Date Posted: 26 Dec 2019 Last Revised: 26 Dec 2019	16

All Time Top Papers

As of: 02 Jan 1997 - 25 Jan 2020

Rank	Paper	Downloads
1.	Safe Withdrawal Rates: A Guide for Early Retirees Ern EarlyRetirementNow Independent Date Posted: 11 Mar 2017 Last Revised: 11 Mar 2017	10,266
2.	Making Sense Out of Variable Spending Strategies for Retirees Wade D. Pfau The American College for Financial Services Date Posted: 17 Mar 2015 Last Revised: 17 Mar 2015	9,449
3.	Financial Literacy, Financial Education and Downstream Financial Behaviors (full paper and web appendix) Daniel Fernandes, John G. Lynch and Richard G. Netemeyer Catholic University of Portugal, University of Colorado-Boulder, Leeds School of Business - Center for Research on Consumer Financial Decision Making and University of Virginia - McIntire School of Commerce Date Posted: 02 Oct 2013 Last Revised: 09 Jan 2014	8,293
4.	Measuring Financial Inclusion: The Global Findex Database Asli Demirgüç-Kunt and Leora F. Klapper World Bank - Development Research Group and World Bank Date Posted: 20 Apr 2016 Last Revised: 07 Jan 2017	5,743
5.	Effect of Product Packaging in Consumer Buying Decision Nawaz Ahmad, Mohib Billoo and Asad Ali Lakhan RTS (Research, Trainings, and Solutions), Greenwich University Karachi and Greenwich University Karachi Date Posted: 16 May 2014 Last Revised: 18 May 2014	4,765
6.	The Efficacy of Publicly-Available Retirement Planning Tools Taft Dorman, Barry S. Mulholland, Qianwen Bi and Harold Evensky Texas Tech University, University of Akron - Department of Finance, Utah Valley University and Texas Tech University Date Posted: 18 Feb 2016 Last Revised: 14 Jan 2019	4,548
7.	Incorporating Home Equity into a Retirement Income Strategy Wade D. Pfau The American College for Financial Services Date Posted: 04 Nov 2015 Last Revised: 04 Nov 2015	3,433
8.	Household Debt and Business Cycles Worldwide Atif R. Mian, Amir Sufi and Emil Verner Princeton University - Department of Economics, University of Chicago - Booth School of Business and Massachusetts Institute of Technology (MIT) - Sloan School of Management Date Posted: 05 Sep 2015 Last Revised: 09 Feb 2017	3,344
9.	Illiquid Asset Investing Andrew Ang BlackRock, Inc Date Posted: 13 Jan 2013 Last Revised: 25 Jan 2013	2,558
10.	Financial Literacy and Financial Inclusion Dr. Ramakrishnan Vivin Consultants Date Posted: 11 Apr 2013 Last Revised: 24 Apr 2013	2,446