default author photo

Theophilus Osah

Texas Lutheran University

1000 W Court

Seguin, TX 78115

United States

SCHOLARLY PAPERS

2

DOWNLOADS

71

TOTAL CITATIONS

0

Scholarly Papers (2)

1.

Artificial Intelligence Innovation and the Cost of Bank Loans

Number of pages: 42 Posted: 24 Mar 2026
Theophilus Osah, Junru Zhang, Hamdi Ben-Nasr and Shams Pathan
Texas Lutheran University, The University of Western Australia, Qatar University and The German International University
Downloads 53 (1,209,354)

Abstract:

Loading...

AI innovation, loan spreads, cost of debt, intangible assets, agency problems

2.

Artificial intelligence innovation and the cost of bank loans

Number of pages: 42 Posted: 05 May 2026
Theophilus Osah, Junru Zhang, Hamdi Ben-Nasr and Shams Pathan
Texas Lutheran University, The University of Western Australia, Qatar University and The German International University
Downloads 18 (1,534,404)

Abstract:

Loading...

AI innovation, loan spreads, Cost of debt, intangible assets, agency problems