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Kamlesh Kumar

L&T Finance Services

Head Data Science

http://https://www.ltfinance.com/

  • L&T Finance Services

SCHOLARLY PAPERS

6

DOWNLOADS
Rank 47,706

SSRN RANKINGS

Top 47,706

in Total Papers Downloads

2,636

TOTAL CITATIONS

14

Scholarly Papers (6)

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1.

Financial Literacy and Fraud Detection

The European Journal of Finance, Forthcoming
Number of pages: 41 Posted: 15 Jan 2019 Last Revised: 12 Jul 2019
Christian Engels, Kamlesh Kumar and Dennis Philip
University of St Andrews Business School, L&T Finance Services and Durham University Business School
Downloads 1,064 (53,108)
Citation 3

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consumer fraud, fraud victimization, financial literacy, financial knowledge, financial behavior, subjective well-being

2.

The Power of a Financially Literate Woman in Intra-Household Financial Decision-Making

Number of pages: 46 Posted: 14 Dec 2020 Last Revised: 26 Jun 2025
Anurag Narayan Banerjee, Iftekhar Hasan, Kamlesh Kumar and Dennis Philip
Durham Business School, Fordham University, L&T Finance Services and Durham University Business School
Downloads 964 (61,535)
Citation 5

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financial literacy, gender gap, intra-household decision-making, financial responsibility, caste, financial holdings

3.

On the Choice of Prior in Bayesian Model Averaging

CentER Working Paper No. 2011-003
Number of pages: 29 Posted: 31 May 2011 Last Revised: 26 Apr 2017
John H. J. Einmahl, Kamlesh Kumar and J.R. Magnus
Tilburg University - Department of Econometrics & Operations Research, L&T Finance Services and Vrije Universiteit Amsterdam, School of Business and Economics
Downloads 263 (291,839)
Citation 6

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Model averaging, Bayesian analysis, Subbotin prior

4.

Unaware of Being Unaware and Financial Non-Participation

Number of pages: 56 Posted: 04 Mar 2021 Last Revised: 30 Jun 2026
Anurag Narayan Banerjee, Kamlesh Kumar and Dennis Philip
Durham Business School, L&T Finance Services and Durham University Business School
Downloads 134 (558,171)

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financial awareness, cognition, financial non-participation, financial inclusion

5.

A framework for measuring return on data investment for credit underwriting

Number of pages: 21 Posted: 27 Dec 2025 Last Revised: 30 Mar 2026
Debarag Banerjee and Kamlesh Kumar
L&T Finance Services and L&T Finance Services
Downloads 130 (572,948)

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Data, Financial Data, ROI, Data Investments, Return on Data, Digital Divide, Digital Services, Document Services, Interest Rate, Credit Risk, Credit Risk Model

6.

Investor Sentiment in Indian E-commerce

Number of pages: 34 Posted: 05 Dec 2024
Kamlesh Kumar, Isha Gupta, Piyasha Majumdar and Sumeet Swarup
L&T Finance Services, India Development Foundation, India Development Foundation and India Development Foundation
Downloads 81 (809,932)

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