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Bernardo Ricca

Insper

R Quata 300

Sao Paulo, 04542-030

Brazil

SCHOLARLY PAPERS

8

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1,505

TOTAL CITATIONS

1

Scholarly Papers (8)

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1.

Banks' Physical Footprint, Digital Payment Technologies, and Fintech Growth

Central Bank of Brazil Working Paper n 576
Number of pages: 71 Posted: 09 Jun 2023 Last Revised: 09 Mar 2025
Lucas Argentieri Mariani, Jose Renato Haas Ornelas and Bernardo Ricca
Milano-Bicocca University, Banco Central do Brasil and Insper
Downloads 431 (171,236)
Citation 1

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Banking, Technology adoption, Payment methods, Fintechs

2.

Financial Technologies, Labor Markets, and Wage Inequality: Evidence from Instant Payment Systems

Number of pages: 99 Posted: 10 Dec 2024 Last Revised: 11 May 2026
Carlos Burga, Jacelly Cespedes, Carlos Parra and Bernardo Ricca
Pontificia Universidad Catolica de Chile, University of Minnesota - Carlson School of Management, Pontificia Universidad Católica de Chile - School of Business and Insper
Downloads 371 (211,040)

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3.

Speed of Payment in Procurement Contracts: The Role of Political Connections

Number of pages: 45 Posted: 03 Apr 2024 Last Revised: 11 Apr 2025
Ricardo Dahis, Bernardo Ricca and Thiago Scot
Monash University, Insper and World Bank
Downloads 233 (342,220)

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Payment timeliness, public procurement, political connections

4.

Debt Structure and Labor Market Outcomes after Job Displacement

Number of pages: 47 Posted: 15 Apr 2025 Last Revised: 29 Jan 2026
Nelson Camanho, Toni Ricardo Eugenio dos Santos, Jesus Gorrin Leon and Bernardo Ricca
ESCP Europe - Department of Finance, Government of the Federative Republic of Brazil - Central Bank of Brazil, Universitat de les Illes Balears and Insper
Downloads 141 (530,816)

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Household debt, Debt composition, Debt overhang, Labor supply, Job search JEL Classification: D14, G51, J22, J64

5.

Informal Seniority

Number of pages: 77 Posted: 08 Oct 2025 Last Revised: 29 Jun 2026
Theo C. Martins, Arthur Taburet and Bernardo Ricca
FGV-EAESP, Duke’s Fuqua School of Business and Insper
Downloads 112 (694,528)

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Debt dilution, Non-exclusive contracts, Selective default, Bankruptcy law

6.

M&A Efficiency Gains: Evidence from Branch-Level Data

Number of pages: 80 Posted: 13 Feb 2024 Last Revised: 22 Jan 2026
Lucas Argentieri Mariani and Bernardo Ricca
Milano-Bicocca University and Insper
Downloads 83 (816,709)

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M&A, internal labor markets, productivity

7.

Fiscal Capacity and Execution at the Local Level: New Evidence from Brazil

Number of pages: 56 Posted: 11 Sep 2025
Ricardo Dahis, Bernardo Ricca, Thiago Scot, Nathalia Sales and Lucas Moreira
Monash University, Insper, World Bank, PUC-Rio & TJMG and OLX
Downloads 68 (924,743)

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Subnational Public Finance, Procurement, Budget Execution

8.

Identifying Export Side Effects of Law Enforcement During the Mexican Drug War

Number of pages: 52 Posted: 07 Sep 2022 Last Revised: 25 Sep 2024
Jose Morales-Arilla, Jesus Gorrin Leon and Bernardo Ricca
Tecnológico de Monterrey, Universitat de les Illes Balears and Insper
Downloads 66 (916,100)

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Exports, Violence, Mexico, Regression Discontinuity