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Yessenia Tellez

Virginia Tech

Assistant Professor of Finance

1016 Pamplin Hall

Blacksburg, VA 24061

United States

http://https://finance.pamplin.vt.edu/about-us/directory/tellez-parrales.html

SCHOLARLY PAPERS

4

DOWNLOADS

1,428

TOTAL CITATIONS

1

Scholarly Papers (4)

1.

Consumption Smoothing via Product Markets

Number of pages: 53 Posted: 17 Oct 2024 Last Revised: 21 May 2026
Rice University - Jesse H. Jones Graduate School of Business, Nova School of Business and Economics, University of Texas at Dallas and Virginia Tech
Downloads 768 (81,752)

Abstract:

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Consumption, Financial Stress, Personal Finance, Retail Markets

2.

Old Program, New Banks: Online Banks in Small Business Lending

Number of pages: 62 Posted: 14 Aug 2023 Last Revised: 25 Mar 2025
Elizabeth Bickmore, Andrew MacKinlay and Yessenia Tellez
Virginia Tech - Department of Finance, Insurance, and Business Law, Louisiana State University, Baton Rouge - Department of Finance and Virginia Tech
Downloads 323 (236,739)
Citation 1

Abstract:

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Online Banking, Small Business Lending, Credit Access, Loan Guarantees, Securitization

3.

Till Debt Do Us Part? The Effects of Debt Relief on Household Stability

Number of pages: 70 Posted: 05 Jul 2023 Last Revised: 21 May 2026
Rice University - Jesse H. Jones Graduate School of Business, American University, Kogod School of Business, Virginia Tech and University of Rochester - Simon Business School
Downloads 289 (268,226)

Abstract:

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Debt Relief, Marital Stability, Housing Stability, Foreclosure, Bankruptcy, Financial Distress, Household Finance, Natural Disasters

4.

Conscientious Loan Officers and Loan Outcomes

Number of pages: 60 Posted: 02 May 2025
Yessenia Tellez
Virginia Tech
Downloads 48 (1,097,529)

Abstract:

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Monitoring, Loan Officers, Banking, Conscientiousness, Loan Outcomes, Compensation JEL classification: G21, G41, J24, D23