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Parinitha Sastry

University of Pennsylvania - Finance Department

The Wharton School

3620 Locust Walk

Philadelphia, PA 19104

United States

SCHOLARLY PAPERS

10

DOWNLOADS
Rank 10,433

SSRN RANKINGS

Top 10,433

in Total Papers Downloads

10,880

TOTAL CITATIONS
Rank 40,949

SSRN RANKINGS

Top 40,949

in Total Papers Citations

38

Scholarly Papers (10)

1.

When Insurers Exit: Climate Losses, Fragile Insurers, and Mortgage Markets

Number of pages: 129 Posted: 13 Jan 2024 Last Revised: 03 Apr 2026
Parinitha Sastry, Ishita Sen and Ana-Maria Tenekedjieva
University of Pennsylvania - Finance Department, Harvard University - Harvard Business School and Arizona State University (ASU) - Finance Department
Downloads 3,586 (8,492)
Citation 11

Abstract:

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Climate Risk, Insurance, GSEs, Lenders, Mortgages, Rating Agencies, Housing

The Moral Preferences of Investors: Experimental Evidence

NBER Working Paper No. w29647
Number of pages: 43 Posted: 18 Jan 2022 Last Revised: 05 Jul 2023
University of Toulouse 1 - Toulouse School of Economics Institute for Advanced Studies/Harvard Law School LWP, HEC, University of Pennsylvania - Finance Department and Massachusetts Institute of Technology (MIT) - Sloan School of Management
Downloads 202 (378,631)
Citation 1

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3.

Who Bears Flood Risk? Evidence from Mortgage Markets in Florida

Number of pages: 92 Posted: 28 Dec 2022
Parinitha Sastry
University of Pennsylvania - Finance Department
Downloads 1,890 (22,673)

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lender risk management, climate risk, mortgages, insurance, floods

Business as Usual: Bank Net Zero Targets, Lending, and Engagement

Number of pages: 81 Posted: 20 Dec 2023 Last Revised: 06 Mar 2026
Parinitha Sastry, Emil Verner and David Marques-Ibanez
University of Pennsylvania - Finance Department, Massachusetts Institute of Technology (MIT) - Sloan School of Management and European Central Bank (ECB)
Downloads 1,808 (23,547)
Citation 1

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bank lending, climate change, net-zero commitments, renewables project finance, carbon emissions, ESG ratings

Business as Usual: Bank Net Zero Commitments, Lending, and Engagement

NBER Working Paper No. w32402
Number of pages: 69 Posted: 14 May 2024
Parinitha Sastry, Emil Verner and David Marques Ibanez
University of Pennsylvania - Finance Department, Massachusetts Institute of Technology (MIT) - Sloan School of Management and European Central Bank (ECB)
Downloads 54 (1,072,374)
Citation 1

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5.

The Insurance Protection Gap

Number of pages: 75 Posted: 04 Sep 2024 Last Revised: 08 May 2026
University of Pennsylvania - Finance Department, Board of Governors of the Federal Reserve System, Harvard University - Harvard Business School and Arizona State University (ASU) - Finance Department
Downloads 1,096 (61,056)
Citation 6

Abstract:

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Climate Risk, Insurance Protection Gap, Property Insurers, Banks, Mortgages, Household Finance, Financial Stability

6.
Downloads 1,067 (52,254)
Citation 9

The Economics of Net Zero Banking

Number of pages: 28 Posted: 05 Dec 2024
Adair Morse and Parinitha Sastry
University of California, Berkeley - Haas School of Business and University of Pennsylvania - Finance Department
Downloads 1,020 (54,565)

Abstract:

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The Economics of Net Zero Banking

NBER Working Paper No. w33148
Number of pages: 30 Posted: 25 Nov 2024
Adair Morse and Parinitha Sastry
University of California, Berkeley - Haas School of Business and University of Pennsylvania - Finance Department
Downloads 47 (1,131,842)
Citation 9

Abstract:

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7.

Business as Usual: Bank Climate Commitments, Lending, and Engagement

ECB Working Paper No. 2024/2921
Number of pages: 66 Posted: 26 Mar 2024
Parinitha Sastry, Emil Verner and David Marques-Ibanez
University of Pennsylvania - Finance Department, Massachusetts Institute of Technology (MIT) - Sloan School of Management and European Central Bank (ECB)
Downloads 475 (155,822)
Citation 9

Abstract:

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banks, green lending, voluntary targets

8.

Perspectives on Insurance and Climate Risk

The Wharton School Research Paper
Number of pages: 30 Posted: 15 Dec 2025 Last Revised: 26 Mar 2026
Parinitha Sastry and Ishita Sen
University of Pennsylvania - Finance Department and Harvard University - Harvard Business School
Downloads 470 (170,764)

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9.

Insurance Guaranty Funds

The Wharton School Research Paper
Number of pages: 47 Posted: 01 Dec 2025 Last Revised: 18 May 2026
Columbia University - Columbia Business School, Finance, University of Pennsylvania - Finance Department, Harvard University - Harvard Business School and Arizona State University (ASU) - Finance Department
Downloads 148 (720,278)

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Insurance, Climate Risk, Guaranty Funds, Financial Stability, Moral Hazard

10.

Banks as Stewards

Number of pages: 48 Posted: 17 Apr 2026
Kristian Blickle, Adair Morse and Parinitha Sastry
Federal Reserve Banks - Federal Reserve Bank of New York, University of California, Berkeley - Haas School of Business and University of Pennsylvania - Finance Department
Downloads 84 (916,100)

Abstract:

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