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Wexi Liu

University of Bath - School of Management

Claverton Down

Bath, BA2 7AY

United Kingdom

SCHOLARLY PAPERS

9

DOWNLOADS

640

TOTAL CITATIONS

0

Scholarly Papers (9)

1.

Entrepreneurial Overconfidence and SME Financing Decisions

Journal of Small Business Management, 0[10.1080/00472778.2025.2610272]
Number of pages: 56 Posted: 10 Apr 2021 Last Revised: 27 Feb 2026
Rebel A. Cole, Marc Cowling and Wexi Liu
Florida Atlantic University, Oxford Brookes University and University of Bath - School of Management
Downloads 198 (384,172)

Abstract:

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Access to Credit, Credit Rationing, Entrepreneurship, Overconfidence, SME Finance

2.

What Determines the Freezing of Defined-Benefit Pension Schemes: Evidence from the UK

Number of pages: 25 Posted: 28 Apr 2021
Yuan Li, Wexi Liu and David Newton
University of Bath, University of Bath - School of Management and University of Bath - School of Management
Downloads 129 (561,789)

Abstract:

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pension freeze, defined benefit schemes, financial constraints

3.

The Innovation Impacts of R&D Tax Credits in the UK

Number of pages: 31 Posted: 09 May 2024
Marc Cowling, Wexi Liu and Ning Zhang
Oxford Brookes University, University of Bath - School of Management and affiliation not provided to SSRN
Downloads 118 (604,538)

Abstract:

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R&D, Tax Credits, SMEs, Cost of Capital, Innovation

4.

Are Product and Process Innovations Supermodular?Complementary Returns to Product and Process Innovations

Number of pages: 30 Posted: 31 Jan 2024
Marc Cowling, Tim Vorley and Wexi Liu
Oxford Brookes University, Oxford Brookes University and University of Bath - School of Management
Downloads 63 (933,592)

Abstract:

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product innovation, process innovation, Complementarities, Strategic Fit, Firm Performance

5.

Does “Slow” Thinking “Speed Up” Performance?  the Impact of “Guided Preparation” on Innovation and Productivity in UK Smes

Number of pages: 52 Posted: 23 Oct 2024
University of St Andrews, University of St Andrews, University of Bath - School of Management, Oxford Brookes University and University of Bath
Downloads 41 (1,170,409)

Abstract:

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SMEs, Advice, Innovation, Productivity, Policy

6.

What Makes You Stronger Does Kill You Borrower-Lender Trust and Access to Finance by Overconfident Entrepreneurs

Number of pages: 39 Posted: 23 Sep 2025
Wexi Liu, Marc Cowling and Sabrina Song
University of Bath - School of Management, Oxford Brookes University and University of Bath
Downloads 37 (1,222,651)

Abstract:

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overconfidence, trust, SME finance, information asymmetry

7.

How Does a Small Firm End Up with a More Expensive Loan Guarantee When a Cheaper and Safer One Was on Offer? The Intriguing Case of Two UK Covid-19 Guarantee Schemes

Number of pages: 14 Posted: 27 Mar 2024
Marc Cowling, Nick Wilson and Wexi Liu
Oxford Brookes University, University of Leeds - Credit Management Research Centre (CMRC) and University of Bath - School of Management
Downloads 36 (1,236,159)

Abstract:

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Loan Guarantees, COVID-19, Small Firms, Loan Contracts, Loan Default

8.

Self-Imposed Borrowing Restrictions and Investment Regret1

Number of pages: 35 Posted: 14 Nov 2024
Marc Cowling, Huan Yang and Wexi Liu
Oxford Brookes University, Oxford Brookes University and University of Bath - School of Management
Downloads 18 (1,470,786)

Abstract:

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investment, Borrower Aversion, Regret, Finance Pecking Order, Under-Investment

9.

Overconfidence, Borrower-Lender Trust and Small Business Access to Finance

Posted: 14 Jan 2025 Last Revised: 08 Sep 2025
Wexi Liu, Marc Cowling and Sabrina Song
University of Bath - School of Management, Oxford Brookes University and University of Bath

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