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Paul G. Freed

University of Virginia - Darden School of Business

P.O. Box 6550

Charlottesville, VA 22906-6550

United States

http://https://pgfreedfinance.github.io/

  • University of Virginia - Darden School of Business

SCHOLARLY PAPERS

6

DOWNLOADS

1,952

TOTAL CITATIONS

6

Scholarly Papers (6)

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1.

The Paycheck Protection Program (PPP) from the Small Business Perspective: Did the PPP Help Alleviate Financial and Economic Constraints?

Number of pages: 42 Posted: 22 Sep 2021 Last Revised: 21 Nov 2025
Allen N. Berger, Paul G. Freed, Jonathan A. Scott and Siwen Zhang
University of South Carolina - Darla Moore School of Business, University of Virginia - Darden School of Business, Temple University - Department of Finance and University of South Carolina - Department of Finance
Downloads 509 (137,600)
Citation 6

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Small businesses, financial constraints, hiring, compensation, COVID-19, Paycheck Protection Program (PPP)

2.

Insufficient Sleep and Intra-Day Financial Decision-Making

Number of pages: 102 Posted: 09 Aug 2023 Last Revised: 19 Jun 2025
Paul G. Freed
University of Virginia - Darden School of Business
Downloads 438 (184,129)

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Household Finance, Behavioral Finance, Sleep, Risk Aversion, FinTech

3.

Financial Literacy and Financial Crime: A Regression Discontinuity Approach

Number of pages: 86 Posted: 16 Jan 2025 Last Revised: 13 Jan 2026
Paul G. Freed and John Hackney
University of Virginia - Darden School of Business and University of Arkansas
Downloads 324 (248,651)

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4.

Personal Financial Distress and Litigious Behavior

Number of pages: 96 Posted: 12 Apr 2024
Paul G. Freed
University of Virginia - Darden School of Business
Downloads 288 (270,229)

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Household Finance, Real Estate, Financial Distress, Civil Litigation

5.

Blinded by the Light: The Effects of Sentiment on FinTech Borrowers

Number of pages: 61 Posted: 20 Dec 2023 Last Revised: 16 Oct 2025
Ran Duchin, Paul G. Freed and John Hackney
Boston College - Carroll School of Management, University of Virginia - Darden School of Business and University of Arkansas
Downloads 224 (348,255)

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FinTech, Consumer Credit Demand, Sentiment, Marketplace Lending, Default JEL Classifications: D12, D14, G4, G21, G23, O33

6.

Cybersecurity Risk and Mortgage Lender Selection

Number of pages: 49 Posted: 31 Oct 2022 Last Revised: 11 Apr 2024
Paul G. Freed and John Hackney
University of Virginia - Darden School of Business and University of Arkansas
Downloads 169 (449,518)

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FinTech, Data breach, Consumer loans, Data security, Risk Salience