Kiwisaver Member Behaviour: A Quantitative Analysis

Posted: 10 Aug 2012

See all articles by Callum David Thomas

Callum David Thomas

affiliation not provided to SSRN

Claire D. Matthews

Massey University - School of Economics and Finance

Date Written: January 31, 2012

Abstract

The KiwiSaver scheme for retirement savings was launched in New Zealand in 2007. This paper examines investor behaviour in the context of that scheme. It uses a unique purpose-built database. The study finds that KiwiSaver members, like other investors, are chasing performance and seeking to avoid fees. However, an unexpected negative relation is found for bank ownership.

Keywords: Investor behaviour, Funds flows, KiwiSaver, New Zealand

JEL Classification: D14, G11, G23

Suggested Citation

Thomas, Callum David and Matthews, Claire D., Kiwisaver Member Behaviour: A Quantitative Analysis (January 31, 2012). 25th Australasian Finance and Banking Conference 2012, Available at SSRN: https://ssrn.com/abstract=2127480 or http://dx.doi.org/10.2139/ssrn.2127480

Callum David Thomas

affiliation not provided to SSRN ( email )

Claire D. Matthews (Contact Author)

Massey University - School of Economics and Finance ( email )

Private Bag 11-222
Palmerston North, 30974
New Zealand

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