Generative AI Without Guardrails Can Harm Learning: Evidence from High School Mathematics
The Wharton School Research Paper
Proceedings of the National Academy of Sciences, volume 122, issue 26, 2025[10.1073/pnas.2422633122]
68 Pages Posted: 18 Jul 2024 Last revised: 1 Apr 2026
Date Written: July 15, 2024
Abstract
Generative AI is poised to revolutionize how humans work, and has already demonstrated promise in significantly improving human productivity. A key question is how generative AI affects learning—namely, how humans acquire new skills as they perform tasks. Learning is critical to long-term productivity, especially since generative AI is fallible and users must check its outputs. We study this question via a field experiment where we provide nearly a thousand high school math students with access to generative AI tutors. To understand the differential impact of tool design on learning, we deploy two generative AI tutors: one that mimics a standard ChatGPT interface (“GPT Base”) and one with prompts designed to safeguard learning (“GPT Tutor”). Consistent with prior work, our results show that having GPT-4 access while solving problems significantly improves performance (48% improvement in grades for GPT Base and 127% for GPT Tutor). However, we additionally f ind that when access is subsequently taken away, students actually perform worse than those who never had access (17% reduction in grades for GPT Base)—i.e., unfettered access to GPT-4 can harm educational outcomes. These negative learning effects are largely mitigated by the safeguards in GPT Tutor. Without guardrails, students attempt to use GPT-4 as a “crutch” during practice problem sessions, and subsequently perform worse on their own. Thus, decision-makers must be cautious about design choices underlying generative AI deployments to preserve skill learning and long-term productivity.
* HB, OB, and AS contributed equally
Keywords: Generative AI, Human Capital Development, Education, Human-AI Collaboration, Large Language Models
Suggested Citation: Suggested Citation
