Cäzilia Loibl

The Ohio State University - Department of Human Sciences

Professor

1787 Neil Avenue

265K Campbell Hall

Columbus, OH 43210

United States

  • The Ohio State University - Department of Human Sciences

    • Email
    • Tel: 614-292-4226
SCHOLARLY PAPERS

13

DOWNLOADS

2,437

TOTAL CITATIONS

25

Scholarly Papers (13)

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1.

Aging in Place: Analyzing the Use of Reverse Mortgages to Preserve Independent Living Summary Report of Survey Results

Number of pages: 90 Posted: 19 Mar 2016 Last Revised: 06 May 2016
Stephanie Moulton, Cäzilia Loibl, Donald R. Haurin, J. Michael Collins, Stephen Roll, Olga Kondratjeva and Wei Shi
Ohio State University- John Glenn College of Public Affairs, The Ohio State University - Department of Human Sciences, Ohio State University (OSU) - Economics, Follette School of Public Affairs, Washington University in St. Louis, John Glenn College of Public Affairs and Ohio State University (OSU) - Economics
Downloads 617 (94,910)
Citation 4

Abstract:

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reverse mortgage, home equity, retirement

2.

Testing Strategies to Increase Saving and Retention in Individual Development Account Programs

Number of pages: 64 Posted: 22 Feb 2016
Cäzilia Loibl, Lauren Eden Jones, Emily Haisley and George Loewenstein
The Ohio State University - Department of Human Sciences, The Ohio State University, Independent and Carnegie Mellon University - Department of Social and Decision Sciences
Downloads 496 (124,646)
Citation 4

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3.

The Effects of CARD Act Disclosures on Consumers’ Use of Credit Cards

Number of pages: 52 Posted: 05 Apr 2012 Last Revised: 20 Jun 2012
Lauren Eden Jones, Cäzilia Loibl and Sharon L. Tennyson
The Ohio State University, The Ohio State University - Department of Human Sciences and Cornell University - Brooks School of Public Policy
Downloads 392 (164,224)
Citation 3

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Consumer finance, credit cards, consumer finance regulation

4.

Which Europeans Like Nudges? Approval and Controversy in Four European Countries

Forthcoming in Journal of Consumer Affairs, Harvard Public Law Working Paper Forthcoming
Number of pages: 46 Posted: 07 Feb 2018
Cäzilia Loibl, Cass R. Sunstein, Julius Rauber and Lucia A. Reisch
The Ohio State University - Department of Human Sciences, Harvard Law School, Zeppelin University and El-Erian Institute for Behavioural Economics and Policy
Downloads 213 (310,144)
Citation 9

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5.

Reminders to Pay Property Tax Payments: A Field Experiment of Older Adults with Reverse Mortgages

Number of pages: 27 Posted: 06 Sep 2019
Stephanie Moulton, J. Michael Collins, Cäzilia Loibl, Donald R. Haurin and Julia Brown
Ohio State University- John Glenn College of Public Affairs, Follette School of Public Affairs, The Ohio State University - Department of Human Sciences, Ohio State University (OSU) - Economics and University of Maryland - Department of Economics
Downloads 173 (375,472)
Citation 2

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property taxes, seniors, reverse mortgages, reminders

6.

First Time versus Repeat Filers: The Likelihood of Completing a Chapter 13 Bankruptcy Repayment Plan

Journal of Financial Counseling and Planning, Vol. 17, No. 1, 2006
Number of pages: 11 Posted: 26 Mar 2013
Cäzilia Loibl, Tahira K. Hira and Michael Rupured
The Ohio State University - Department of Human Sciences, Iowa State University - Department of Human Development and Family Studies and University of Georgia - Department of Housing and Consumer Economics, Cooperative Extension
Downloads 142 (443,571)

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bankruptcy, financial behavior, financial education, financial knowledge

7.

The Relationship between Reverse Mortgage Borrowing, Domain and Life Satisfaction

Journals of Gerontology Series B: Psychological Sciences and Social Sciences, doi: 10.1093/geronb/gby096
Number of pages: 29 Posted: 18 Oct 2018
Cäzilia Loibl, Donald R. Haurin, Julia Brown and Stephanie Moulton
The Ohio State University - Department of Human Sciences, Ohio State University (OSU) - Economics, University of Maryland - Department of Economics and Ohio State University- John Glenn College of Public Affairs
Downloads 90 (625,487)
Citation 2

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General and domain satisfaction, Home equity withdrawal, Mortgage debt, Reverse mortgage, Housing wealth

8.

On the Association of Debt Attitudes with Socio-Economic Characteristics and Financial Behaviors

Forthcoming, Journal of Consumer Affairs
Number of pages: 46 Posted: 25 Jun 2021
Cäzilia Loibl, Jodi Letkiewicz, Simon McNair, Barbara Summers and Wändi Bruine de Bruin
The Ohio State University - Department of Human Sciences, York University, University of Leeds - Division of Management, University of Leeds - Faculty of Business and University of Southern California
Downloads 69 (724,774)

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Debt attitude, borrowing behavior, banking behavior, spending behavior, saving, credit use, debtors

9.

Women's High-Consequence Decision Making: A Nonstatic and Complex Choice Process

Journal of Financial Counseling and Planning, Vol. 18, No. 2, 2007
Number of pages: 13 Posted: 04 Mar 2013
Cäzilia Loibl, Jonghee Lee, Jonathan J. Fox and Erin Mentel-Gaeta
The Ohio State University - Department of Human Sciences, Ohio State University (OSU), Ohio State University (OSU) - Department of Human Sciences and Cephas Capital Management, LLC
Downloads 65 (748,259)

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consumer psychology, decision making, portfolio choice, women investors

10.

Debt Stress and Debt Illusion: The Role of Consumer Credit, Reverse and Standard Mortgages

Number of pages: 35 Posted: 28 Oct 2020
Donald R. Haurin, Stephanie Moulton, Cäzilia Loibl and Julia Brown
Ohio State University (OSU) - Economics, Ohio State University- John Glenn College of Public Affairs, The Ohio State University - Department of Human Sciences and University of Maryland - Department of Economics
Downloads 62 (767,110)
Citation 1

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Stress; Reverse Mortgage; Consumer Debt; Debt Illusion

11.

Deterministic and Fuzzy Simulation of Household Financial Planning

Journal of Financial Counseling and Planning, Vol. 14, No. 2, 2003
Number of pages: 17 Posted: 16 May 2013
Cäzilia Loibl
The Ohio State University - Department of Human Sciences
Downloads 54 (822,464)

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Financial planning, financial decision-making, simulation, consumer expenditure survey, fuzzy set theory

12.

Paying for College and Teaching Your Peers: An Approach for Deeper Learning

Number of pages: 13 Posted: 26 Mar 2021
Cäzilia Loibl
The Ohio State University - Department of Human Sciences
Downloads 36 (981,105)

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Near-peer teaching, personal finance, undergraduate education

13.

Scarcity Mindset as Predictor of High-Risk Investments1

Number of pages: 21 Posted: 26 Feb 2025
George Rooney and Cäzilia Loibl
affiliation not provided to SSRN and The Ohio State University - Department of Human Sciences
Downloads 28 (1,068,459)

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Scarcity mindset, cryptocurrency, financial literacy, Risk taking