Yingjie Zhang

Peking University - Guanghua School of Management

Peking University

Beijing, Beijing 100871

China

SCHOLARLY PAPERS

11

DOWNLOADS
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Top 31,027

in Total Papers Downloads

2,406

SSRN CITATIONS
Rank 43,525

SSRN RANKINGS

Top 43,525

in Total Papers Citations

13

CROSSREF CITATIONS

3

Scholarly Papers (11)

1.

Learning Individual Behavior Using Sensor Data: The Case of GPS Traces and Taxi Drivers

Forthcoming in Information Systems Research
Number of pages: 61 Posted: 13 May 2016 Last Revised: 18 May 2020
Yingjie Zhang, Beibei Li and Krishnan Ramayya
Peking University - Guanghua School of Management, Carnegie Mellon University - H. John Heinz III School of Public Policy and Management and School of Information Systems and Management, The H. John Heinz III College
Downloads 737 (51,205)
Citation 4

Abstract:

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2.

Personalized Mobile Targeting with User Engagement Stages: Combining Structural Hidden Markov Model and Field Experiment

Number of pages: 40 Posted: 05 Oct 2016 Last Revised: 22 May 2018
Yingjie Zhang, Beibei Li, Xueming Luo and Xiaoyi Wang
Peking University - Guanghua School of Management, Carnegie Mellon University - H. John Heinz III School of Public Policy and Management, Temple University and Zhejiang University
Downloads 612 (65,172)
Citation 13

Abstract:

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User engagement, Mobile content consumption, App platforms, Hidden-state model, Forward-looking behavior, Structural econometric model, Field experiment

3.

From Automobile to Autonomous: Does Self-Driving Improve Traffic Conditions?

Number of pages: 31 Posted: 07 May 2019 Last Revised: 30 Jun 2020
Yingjie Zhang, Jinyang Zheng and Yong Tan
Peking University - Guanghua School of Management, Purdue University - Krannert School of Management and University of Washington - Michael G. Foster School of Business
Downloads 261 (171,752)
Citation 1

Abstract:

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autonomous car service, smart city transportation, traffic accident, difference in difference, public reaction, natural experiment

4.

Insights from Niche Markets: Explainable and Predictive Value of Consumption Tendency in Credit Risk Assessment

Number of pages: 46 Posted: 27 Jun 2022
Wenwen Li, Yue Wu, Yingjie Zhang, Tian Lu, Yunjie Xu and Yiheng Sun
Fudan University - School of Management, Fudan University, Peking University - Guanghua School of Management, Department of Information Systems, Arizona State University, Fudan University and Tencent Weixin Group
Downloads 226 (197,352)

Abstract:

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Attention Model, Consumption Tendency, Credit Risk, Micro-Finance, Niche Category, Self-Regulation

5.

Profit vs. Equality? The Case of Financial Risk Assessment and A New Perspective on Alternative Data

Number of pages: 65 Posted: 18 Feb 2021 Last Revised: 04 Aug 2022
Tian Lu, Yingjie Zhang and Beibei Li
Department of Information Systems, Arizona State University, Peking University - Guanghua School of Management and Carnegie Mellon University - H. John Heinz III School of Public Policy and Management
Downloads 214 (207,723)

Abstract:

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Credit Risk, Alternative Data, Financial Trade-off, Financial Inclusion, Profitability, Equality, Biases, Counterfactual Simulated Experiment

6.

1+1>2? Information, Humans, and Machines

Number of pages: 36 Posted: 28 Mar 2022
Tian Lu and Yingjie Zhang
Department of Information Systems, Arizona State University and Peking University - Guanghua School of Management
Downloads 124 (326,627)

Abstract:

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Information Volume, Information Processing, Decision Making, Gender Biases, Human-Machine Collaboration, Machine Interpretations, Micro-finance

7.

How Should I Diversify and Differentiate Myself? An Empirical Study of Knowledge Diversity and Career Development of IT Workers

Number of pages: 43 Posted: 24 Oct 2020 Last Revised: 17 Nov 2022
Yingjie Zhang, Eric Zheng and Bin Gu
Peking University - Guanghua School of Management, University of Texas at Dallas and Boston University - Department of Management Information Systems
Downloads 70 (467,712)

Abstract:

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IT Knowledge Acquisition, Specialized Knowledge, IT Trends, Career Development, Moderating Effects

8.

A Bright Side of Anger: A Comprehensive Exploration of Borrowers' Emotions and Credit Risk Management

Number of pages: 39 Posted: 14 Jun 2022
Tian Lu, Zhichen Chen, Yingjie Zhang and Xianghua Lu
Department of Information Systems, Arizona State University, Boston University - Questrom School of Business, Peking University - Guanghua School of Management and affiliation not provided to SSRN
Downloads 66 (482,234)

Abstract:

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Anger, Appraisal Theories of Emotions, Credit Risk Management, Emotion, FinTech, Happiness, Repayment Reminder Intervention

9.

Higher Risk, Higher Price? Investigating Pricing Strategy in Two-Sided P2P Lending

Number of pages: 54 Posted: 24 May 2021 Last Revised: 20 Jun 2022
Dingwei Gu, Tian Lu, Yingjie Zhang and Pinliang Luo
School of Management, Fudan University, Department of Information Systems, Arizona State University, Peking University - Guanghua School of Management and Fudan University - School of Management
Downloads 55 (526,590)

Abstract:

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Adverse selection; FinTechs; Information asymmetry; Interest rate; Market outcome, P2P lending; Pricing; Two-sided platform

10.

Brake or Step on the Gas? Empirically Analyzing Dynamic Effects of Credit on Individual Consumption

Number of pages: 43 Posted: 26 Jul 2022
Jiayan Han, Yingjie Zhang, Tian Lu, Yiheng Sun and Jingran Dong
Fudan University - School of Management, Peking University - Guanghua School of Management, Department of Information Systems, Arizona State University, Tencent Weixin Group and Tencent Weixin Group
Downloads 41 (594,081)

Abstract:

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Consumer credit, consumption patterns, time-varying effect, spillover effect, regulatory focus theory

11.

Individual Sellers’ Social Media Participation and Sales Performance in Peer-to-Peer Marketplaces: Evidence from a Quasi-Natural Experiment

Posted: 09 Mar 2021 Last Revised: 24 Aug 2022
Siliang Tong, Yingjie Zhang, Gordon Burtch and Zhijie Lin
Nanyang Business School, Nanyang Technological University, Peking University - Guanghua School of Management, Boston University - Questrom School of Business and Tsinghua University - School of Economics and Management

Abstract:

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social interaction, platform design, natural experiment, information asymmetry, p2p