Yingjie Zhang

Peking University - Guanghua School of Management

Peking University

Beijing, Beijing 100871

China

SCHOLARLY PAPERS

17

DOWNLOADS
Rank 24,850

SSRN RANKINGS

Top 24,850

in Total Papers Downloads

4,447

TOTAL CITATIONS
Rank 25,935

SSRN RANKINGS

Top 25,935

in Total Papers Citations

38

Scholarly Papers (17)

1.

1 1 > 2? Information, Humans, and Machines

Number of pages: 68 Posted: 28 Mar 2022 Last Revised: 18 Mar 2024
Tian Lu and Yingjie Zhang
Arizona State University (ASU) - Department of Information Systems and Peking University - Guanghua School of Management
Downloads 946 (53,963)

Abstract:

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Decision Making, Gender Biases, Human-Machine Collaboration, Information Processing, Machine Interpretations, Micro-finance, Rethinking

2.

Learning Individual Behavior Using Sensor Data: The Case of GPS Traces and Taxi Drivers

Forthcoming in Information Systems Research
Number of pages: 61 Posted: 13 May 2016 Last Revised: 18 May 2020
Yingjie Zhang, Beibei Li and Krishnan Ramayya
Peking University - Guanghua School of Management, Carnegie Mellon University - H. John Heinz III School of Public Policy and Management and School of Information Systems and Management, The H. John Heinz III College
Downloads 836 (63,921)
Citation 4

Abstract:

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3.

Personalized Mobile Targeting with User Engagement Stages: Combining Structural Hidden Markov Model and Field Experiment

Number of pages: 40 Posted: 05 Oct 2016 Last Revised: 22 May 2018
Yingjie Zhang, Beibei Li, Xueming Luo and Xiaoyi Wang
Peking University - Guanghua School of Management, Carnegie Mellon University - H. John Heinz III School of Public Policy and Management, Temple University and Zhejiang University
Downloads 715 (78,544)
Citation 31

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User engagement, Mobile content consumption, App platforms, Hidden-state model, Forward-looking behavior, Structural econometric model, Field experiment

4.

Insights from Niche Markets: Explainable and Predictive Value of Consumption Tendency in Credit Risk Assessment

Number of pages: 46 Posted: 27 Jun 2022
Wenwen Li, Yue Wu, Yingjie Zhang, Tian Lu, Yunjie Xu and Yiheng Sun
Fudan University - School of Management, Fudan University, Peking University - Guanghua School of Management, Arizona State University (ASU) - Department of Information Systems, Fudan University and Tencent Weixin Group
Downloads 620 (94,197)

Abstract:

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Attention Model, Consumption Tendency, Credit Risk, Micro-Finance, Niche Category, Self-Regulation

5.

From Automobile to Autonomous: Does Self-Driving Improve Traffic Conditions?

Number of pages: 31 Posted: 07 May 2019 Last Revised: 30 Jun 2020
Yingjie Zhang, Jinyang Zheng and Yong Tan
Peking University - Guanghua School of Management, Purdue University - Krannert School of Management and University of Washington - Michael G. Foster School of Business
Downloads 402 (159,427)
Citation 1

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autonomous car service, smart city transportation, traffic accident, difference in difference, public reaction, natural experiment

6.

Pirating Foes or Creative Friends? Effects of User-Generated Condensed Clips on Demand for Streaming Services

Accepted at Marketing Science, Forthcoming
Number of pages: 79 Posted: 26 Mar 2024
Guangxin Yang, Yingjie Zhang and Hongju Liu
Peking University - Guanghua School of Management, Peking University - Guanghua School of Management and Peking University - Guanghua School of Management
Downloads 341 (191,381)
Citation 1

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Condensed Clips, TikTok, Streaming Services, Difference-in-Differences, Enhanced Visibility

Mobile Effects on Interrelated Two-Sided Financial Decisions: Comprehensive Evidence from Field Experiments on Peer-to-Peer Lending Platforms

Number of pages: 39 Posted: 19 Apr 2023 Last Revised: 04 Mar 2024
Sihan Fang, Hyeokkoo Eric Kwon, Tian Lu and Yingjie Zhang
Nanyang Business School, NTU, Nanyang Business School, Nanyang Technological University, Singapore, Arizona State University (ASU) - Department of Information Systems and Peking University - Guanghua School of Management
Downloads 138 (454,214)

Abstract:

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mobile adoption; cognitive load theory; credit risk management; peer-to-peer lending; two-sided behavior; field experiment

Mobile Effects on Interrelated Two-Sided Financial Decisions: Comprehensive Evidence from Field Experiments on Peer-to-Peer Lending Platforms

NET Institute Working Paper No. 23-01
Number of pages: 53 Posted: 30 Nov 2023 Last Revised: 16 Feb 2025
Sihan Fang, Hyeokkoo Eric Kwon, Tian Lu and Yingjie Zhang
Nanyang Business School, NTU, Nanyang Business School, Nanyang Technological University, Singapore, Arizona State University (ASU) - Department of Information Systems and Peking University - Guanghua School of Management
Downloads 65 (759,863)

Abstract:

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Mobile adoption, Cognitive load theory, Peer-to-peer lending, Chain of effects, Field experiments

8.

Omnificence or Differentiation? An Empirical Study of Knowledge Structures and Career Development of IT Workers

Number of pages: 56 Posted: 24 Oct 2020 Last Revised: 17 Oct 2023
Yingjie Zhang, Eric Zheng and Bin Gu
Peking University - Guanghua School of Management, University of Texas at Dallas and Boston University - Questrom School of Business
Downloads 180 (361,904)
Citation 1

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IT Knowledge Structure; Knowledge Omnificence; Knowledge Differentiation; IT Trends; Knowledge Dynamics; Career Development

9.

The Power of Disagreement: A Field Experiment to Investigate Human-Algorithm Collaboration in Loan Evaluations

Management Science, Forthcoming
Number of pages: 64 Posted: 24 Apr 2025 Last Revised: 28 Apr 2025
Hongchang Wang, Yingjie Zhang and Tian Lu
University of Texas at Dallas, Peking University - Guanghua School of Management and Arizona State University (ASU) - Department of Information Systems
Downloads 86 (637,868)

Abstract:

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Human-Algorithm Collaboration, Disagreement, Collaborative Value, Mechanism Detection, Randomized Field Experiment

10.

Beyond the Value for AI Adopters: Analyzing the Impacts of Autonomous Vehicle Testing on Traffic Conditions in California

Number of pages: 41 Posted: 15 Apr 2024
Mitchell E. Daniels, Jr School of Business, Purdue University, Peking University - Guanghua School of Management and Purdue University - Krannert School of Management
Downloads 83 (651,531)

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Autonomous Vehicle, Traffic Conditions, Generalized Synthetic Control, AI Externality, Societal Impact

11.

Unraveling Human-AI Teaming: A Review and Outlook

Number of pages: 39 Posted: 28 Apr 2025
Bowen Lou, Tian Lu, T. S. Raghu and Yingjie Zhang
Marshall School of Business - University of Southern California, Arizona State University (ASU) - Department of Information Systems, Arizona State University - W. P. Carey School of Business and Peking University - Guanghua School of Management
Downloads 28 (1,065,847)

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Artificial Intelligence, AI Agent, Human-AI Teaming, Situation Awareness, Research Outlook

12.

Social Media Meets FinTech Platforms: How Do Online Emotions Support Credit Risk Decision-Making?

Decision Support Systems, Forthcoming
Number of pages: 41 Posted: 14 Jun 2022 Last Revised: 03 May 2025
Arizona State University (ASU) - W.P. Carey School of Business, Boston University - Questrom School of Business, Peking University - Guanghua School of Management, Arizona State University (ASU) - Department of Information Systems and Fudan University
Downloads 7 (1,304,283)

Abstract:

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Credit Risk Management, Decision-Making, Emotion, FinTech Business, Social Media

13.

Tell Me What You Imagine: An Empirical Examination of Consumer Imagery Using Large Language Models

Posted: 21 Feb 2025
Keyi Jiang and Yingjie Zhang
Peking University, Guanghua School of Management, Students and Peking University - Guanghua School of Management

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consumer imagery, large language models, fragrance industry, machine learning algorithms, consumer reviews

14.

When AI Speaks, Do Humans Lose Listeners? Evidence from the Audiobook Industry

Posted: 18 Dec 2024 Last Revised: 11 Apr 2025
Ning Wan, Yingjie Zhang and Ting Li
Peking University - Guanghua School of Management, Peking University - Guanghua School of Management and Rotterdam School of Management, Erasmus University

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AI-generated content, human-voiced audiobooks, substitution effects, mechanism examinations, staggered difference-in-differences

15.

At the Cost of Active Thinking: Investigating the Role of Presentation Explicitness in Human-AI Collaboration

Posted: 27 Aug 2023 Last Revised: 12 Jan 2025
Xianghua Lu, Yiyu Huang, Yingjie Zhang and Lan Shen
Fudan University - School of Management, Fudan University, Peking University - Guanghua School of Management and Fudan University

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human–AI collaboration, information presentation explicitness, loan approval service, field experiments, active thinking

16.

Brake or Step on the Gas? Empirically Analyzing Dynamic Effects of Credit on Individual Consumption

Posted: 26 Jul 2022 Last Revised: 15 Mar 2023
Jiayan Han, Yingjie Zhang, Tian Lu, Yiheng Sun and Jingran Dong
Fudan University - School of Management, Peking University - Guanghua School of Management, Arizona State University (ASU) - Department of Information Systems, Tencent Weixin Group and Tencent Weixin Group

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Consumer credit, consumption patterns, time-varying effect, spillover effect, regulatory focus theory

17.

Profit vs. Equality? The Case of Financial Risk Assessment and A New Perspective on Alternative Data

MIS Quarterly
Posted: 18 Feb 2021 Last Revised: 01 Dec 2023
Tian Lu, Yingjie Zhang and Beibei Li
Arizona State University (ASU) - Department of Information Systems, Peking University - Guanghua School of Management and Carnegie Mellon University - H. John Heinz III School of Public Policy and Management

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Credit Risk, Alternative Data, Financial Trade-off, Financial Inclusion, Profitability, Equality, Biases, Counterfactual Simulated Experiment

Other Papers (1)

Total Downloads: 326
1.

Individual Sellers’ Social Media Participation and Sales Performance in Peer-to-Peer Marketplaces: Evidence from a Quasi-Natural Experiment

Number of pages: 61 Posted: 09 Mar 2021 Last Revised: 11 Apr 2024
Siliang Tong, Yingjie Zhang, Gordon Burtch and Zhijie Lin
Nanyang Business School, Nanyang Technological University, Peking University - Guanghua School of Management, Boston University - Questrom School of Business and Tsinghua University - School of Economics and Management
Downloads 326 (345,035)

Abstract:

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Digital Platform Design, Quasi-Natural Experiment, Social Media, P2P, Marketplaces, Social Capital Theory