Yingjie Zhang

Peking University - Guanghua School of Management

Peking University

Beijing, Beijing 100871

China

SCHOLARLY PAPERS

15

DOWNLOADS
Rank 26,014

SSRN RANKINGS

Top 26,014

in Total Papers Downloads

4,164

TOTAL CITATIONS
Rank 26,213

SSRN RANKINGS

Top 26,213

in Total Papers Citations

38

Scholarly Papers (15)

1.

1 1 > 2? Information, Humans, and Machines

Number of pages: 68 Posted: 28 Mar 2022 Last Revised: 18 Mar 2024
Tian Lu and Yingjie Zhang
Department of Information Systems, Arizona State University and Peking University - Guanghua School of Management
Downloads 881 (57,985)

Abstract:

Loading...

Decision Making, Gender Biases, Human-Machine Collaboration, Information Processing, Machine Interpretations, Micro-finance, Rethinking

2.

Learning Individual Behavior Using Sensor Data: The Case of GPS Traces and Taxi Drivers

Forthcoming in Information Systems Research
Number of pages: 61 Posted: 13 May 2016 Last Revised: 18 May 2020
Yingjie Zhang, Beibei Li and Krishnan Ramayya
Peking University - Guanghua School of Management, Carnegie Mellon University - H. John Heinz III School of Public Policy and Management and School of Information Systems and Management, The H. John Heinz III College
Downloads 828 (62,916)
Citation 4

Abstract:

Loading...

3.

Personalized Mobile Targeting with User Engagement Stages: Combining Structural Hidden Markov Model and Field Experiment

Number of pages: 40 Posted: 05 Oct 2016 Last Revised: 22 May 2018
Yingjie Zhang, Beibei Li, Xueming Luo and Xiaoyi Wang
Peking University - Guanghua School of Management, Carnegie Mellon University - H. John Heinz III School of Public Policy and Management, Temple University and Zhejiang University
Downloads 704 (77,864)
Citation 31

Abstract:

Loading...

User engagement, Mobile content consumption, App platforms, Hidden-state model, Forward-looking behavior, Structural econometric model, Field experiment

4.

Insights from Niche Markets: Explainable and Predictive Value of Consumption Tendency in Credit Risk Assessment

Number of pages: 46 Posted: 27 Jun 2022
Wenwen Li, Yue Wu, Yingjie Zhang, Tian Lu, Yunjie Xu and Yiheng Sun
Fudan University - School of Management, Fudan University, Peking University - Guanghua School of Management, Department of Information Systems, Arizona State University, Fudan University and Tencent Weixin Group
Downloads 609 (93,728)

Abstract:

Loading...

Attention Model, Consumption Tendency, Credit Risk, Micro-Finance, Niche Category, Self-Regulation

5.

From Automobile to Autonomous: Does Self-Driving Improve Traffic Conditions?

Number of pages: 31 Posted: 07 May 2019 Last Revised: 30 Jun 2020
Yingjie Zhang, Jinyang Zheng and Yong Tan
Peking University - Guanghua School of Management, Purdue University - Krannert School of Management and University of Washington - Michael G. Foster School of Business
Downloads 397 (157,608)
Citation 1

Abstract:

Loading...

autonomous car service, smart city transportation, traffic accident, difference in difference, public reaction, natural experiment

6.

Pirating Foes or Creative Friends? Effects of User-Generated Condensed Clips on Demand for Streaming Services

Accepted at Marketing Science, Forthcoming
Number of pages: 79 Posted: 26 Mar 2024
Guangxin Yang, Yingjie Zhang and Hongju Liu
Peking University - Guanghua School of Management, Peking University - Guanghua School of Management and Peking University - Guanghua School of Management
Downloads 309 (207,391)
Citation 1

Abstract:

Loading...

Condensed Clips, TikTok, Streaming Services, Difference-in-Differences, Enhanced Visibility

Mobile Effects on Interrelated Two-Sided Financial Decisions: Comprehensive Evidence from Field Experiments on Peer-to-Peer Lending Platforms

Number of pages: 39 Posted: 19 Apr 2023 Last Revised: 04 Mar 2024
Sihan Fang, Hyeokkoo Eric Kwon, Tian Lu and Yingjie Zhang
Nanyang Business School, NTU, Nanyang Business School, Nanyang Technological University, Singapore, Department of Information Systems, Arizona State University and Peking University - Guanghua School of Management
Downloads 135 (446,988)

Abstract:

Loading...

mobile adoption; cognitive load theory; credit risk management; peer-to-peer lending; two-sided behavior; field experiment

Mobile Effects on Interrelated Two-Sided Financial Decisions: Comprehensive Evidence from Field Experiments on Peer-to-Peer Lending Platforms

NET Institute Working Paper No. 23-01
Number of pages: 53 Posted: 30 Nov 2023 Last Revised: 16 Feb 2025
Sihan Fang, Hyeokkoo Eric Kwon, Tian Lu and Yingjie Zhang
Nanyang Business School, NTU, Nanyang Business School, Nanyang Technological University, Singapore, Department of Information Systems, Arizona State University and Peking University - Guanghua School of Management
Downloads 51 (823,764)

Abstract:

Loading...

Mobile adoption, Cognitive load theory, Peer-to-peer lending, Chain of effects, Field experiments

8.

Omnificence or Differentiation? An Empirical Study of Knowledge Structures and Career Development of IT Workers

Number of pages: 56 Posted: 24 Oct 2020 Last Revised: 17 Oct 2023
Yingjie Zhang, Eric Zheng and Bin Gu
Peking University - Guanghua School of Management, University of Texas at Dallas and Boston University - Questrom School of Business
Downloads 167 (374,273)
Citation 1

Abstract:

Loading...

IT Knowledge Structure; Knowledge Omnificence; Knowledge Differentiation; IT Trends; Knowledge Dynamics; Career Development

9.

Beyond the Value for AI Adopters: Analyzing the Impacts of Autonomous Vehicle Testing on Traffic Conditions in California

Number of pages: 41 Posted: 15 Apr 2024
Mitchell E. Daniels, Jr School of Business, Purdue University, Peking University - Guanghua School of Management and Purdue University - Krannert School of Management
Downloads 78 (650,444)

Abstract:

Loading...

Autonomous Vehicle, Traffic Conditions, Generalized Synthetic Control, AI Externality, Societal Impact

10.

The Power of Disagreement: A Field Experiment to Investigate Human-Algorithm Collaboration in Loan Evaluations

Number of pages: 64
Hongchang Wang, Yingjie Zhang and Tian Lu
University of Texas at Dallas, Peking University - Guanghua School of Management and Department of Information Systems, Arizona State University
Downloads 5

Abstract:

Loading...

Human-Algorithm Collaboration, Disagreement, Collaborative Value, Mechanism Detection, Randomized Field Experiment

11.

Tell Me What You Imagine: An Empirical Examination of Consumer Imagery Using Large Language Models

Posted: 21 Feb 2025
Keyi Jiang and Yingjie Zhang
Peking University, Guanghua School of Management, Students and Peking University - Guanghua School of Management

Abstract:

Loading...

consumer imagery, large language models, fragrance industry, machine learning algorithms, consumer reviews

12.

From Human-Made to AI-Generated Products: An Empirical Mechanism Investigation of Consumer Choices in the Audiobook Industry

Posted: 18 Dec 2024 Last Revised: 19 Dec 2024
Ning Wan, Yingjie Zhang and Ting Li
Peking University - Guanghua School of Management, Peking University - Guanghua School of Management and Rotterdam School of Management, Erasmus University

Abstract:

Loading...

AI-generated content, human-voiced audiobooks, mechanism examinations, review volumes, staggered difference-in-differences

13.

At the Cost of Active Thinking: Investigating the Role of Presentation Explicitness in Human-AI Collaboration

Posted: 27 Aug 2023 Last Revised: 12 Jan 2025
Xianghua Lu, Yiyu Huang, Yingjie Zhang and Lan Shen
Fudan University - School of Management, Fudan University, Peking University - Guanghua School of Management and Fudan University

Abstract:

Loading...

human–AI collaboration, information presentation explicitness, loan approval service, field experiments, active thinking

14.

Brake or Step on the Gas? Empirically Analyzing Dynamic Effects of Credit on Individual Consumption

Posted: 26 Jul 2022 Last Revised: 15 Mar 2023
Jiayan Han, Yingjie Zhang, Tian Lu, Yiheng Sun and Jingran Dong
Fudan University - School of Management, Peking University - Guanghua School of Management, Department of Information Systems, Arizona State University, Tencent Weixin Group and Tencent Weixin Group

Abstract:

Loading...

Consumer credit, consumption patterns, time-varying effect, spillover effect, regulatory focus theory

15.

Profit vs. Equality? The Case of Financial Risk Assessment and A New Perspective on Alternative Data

MIS Quarterly
Posted: 18 Feb 2021 Last Revised: 01 Dec 2023
Tian Lu, Yingjie Zhang and Beibei Li
Department of Information Systems, Arizona State University, Peking University - Guanghua School of Management and Carnegie Mellon University - H. John Heinz III School of Public Policy and Management

Abstract:

Loading...

Credit Risk, Alternative Data, Financial Trade-off, Financial Inclusion, Profitability, Equality, Biases, Counterfactual Simulated Experiment

Other Papers (1)

Total Downloads: 306
1.

Individual Sellers’ Social Media Participation and Sales Performance in Peer-to-Peer Marketplaces: Evidence from a Quasi-Natural Experiment

Number of pages: 61 Posted: 09 Mar 2021 Last Revised: 11 Apr 2024
Siliang Tong, Yingjie Zhang, Gordon Burtch and Zhijie Lin
Nanyang Business School, Nanyang Technological University, Peking University - Guanghua School of Management, Boston University - Questrom School of Business and Tsinghua University - School of Economics and Management
Downloads 306 (345,035)

Abstract:

Loading...

Digital Platform Design, Quasi-Natural Experiment, Social Media, P2P, Marketplaces, Social Capital Theory